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We believe financial setbacks shouldn’t define your future.
At E & A Consulting Group LLC, we take a personalized, transparent, and education-first approach. Every client’s situation is different, which is why we never use one-size-fits-all solutions or automated dispute mills.
Instead, we focus on:
✅ Detailed credit report review
✅ Administrative preparation and submission of dispute documentation
✅ Identity-theft and fraud-related reporting support
✅ Clear guidance on credit monitoring and next steps
✅ Strategic consulting for business structure and funding readiness
We don’t just help challenge what doesn’t belong on your credit — we help you understand the process so you can move forward informed and empowered.
Start your journey with clarity.
Before we build your custom credit plan, we need to see what we're working with.
Get instant access to your full 3-bureau credit report and scores for only $1 with MyFreeScoreNow.
✅ See all your negative items
✅ Know where your credit stands
✅ Take the first step toward real results

CEO & Founder | Business Consultant | Consumer Law Expert
Hi, I’m Eric — and I know this journey personally. I’ve been denied loans. I’ve watched opportunities slip away because of credit. I’ve trusted companies that promised results and never delivered. I didn’t fix my credit because I wanted to — I did it because I had no choice.
Each setback forced me to learn how credit reporting actually works, how documentation matters, and how consumers can assert their rights without relying on empty guarantees. Those lessons became the foundation of E & A Consulting Group LLC.
My mission is simple:
To help people stop guessing, stop getting ignored, and start moving forward with a real plan.
We Listen First
Before anything else, we take the time to understand your goals, timeline, and concerns.
We Review the Details
We examine your credit reports line by line to identify inaccuracies, inconsistencies, or fraud-related issues that may be holding you back.
We Create a Custom Strategy
Based on your situation, we develop a step-by-step administrative plan aligned with your goals — whether that’s homeownership, business funding, or credit stability.
We Stay Hands-On
Our team works on your file monthly, preparing documentation, submitting disputes, tracking responses, and keeping you informed every step of the way.
Our Commitment
✅If you’re tired of paying monthly fees without clarity…
✅If you’re frustrated by missed opportunities and unanswered questions…
✅If you want real structure instead of hype…
We’re here to walk with you — informed, prepared, and supported — as you take the next step forward.
Frequently Asked Questions
Most clients start seeing initial results within 30–60 days, but full results can take 3 to 6 months depending on your credit history and the complexity of your report.
Credit restoration focuses on removing inaccurate or negative items from your credit report. Credit building involves adding positive accounts (like tradelines or credit cards) to help improve your score and strengthen your profile.
Not necessarily. With the right structure, documentation, and strategic funding sources, we can help you access business funding even if your personal credit needs work.
Tradelines are accounts that appear on your credit report (e.g., credit cards, loans). Adding seasoned or primary tradelines can increase your credit age and payment history, boosting your score quickly.
Yes. Primary tradelines are accounts where you are the main account holder, which carry more weight. Authorized user tradelines can help, but lenders often look more closely at primary accounts.
A shelf corporation is a pre-established business entity with a history. Lenders often see older businesses as more credible, which can make it easier to qualify for funding and larger credit lines.
We assess your credit profile, income, and business documents during your consultation. From there, we match you with funding programs you're most likely to qualify for.
Absolutely. We guide you through proper business structure, including your LLC, EIN, business bank account, DUNS number, and more — all tailored to funding readiness.
Yes, our team works aggressively to dispute inaccurate, outdated, or unverifiable items — often with excellent results.
E & A Consulting Group LLC
252 Daniel Webster Hwy #1214
Nashua, New Hampshire 03060
1-888-899-4978
The credit repair and funding services offered by our company are designed to assist clients in improving their credit profiles and gaining access to potential funding opportunities. Individual results will vary, and we make no guarantees regarding specific outcomes, including achieving a particular credit score such as 700 or higher.
All testimonials featured on this site are from real clients. These examples are provided to illustrate what is possible under ideal circumstances and with full client cooperation. However, they are not intended to represent typical or average results. Your personal credit results depend on a number of factors, including your credit history, current financial status, responsiveness, and the accuracy of information provided.
We strongly encourage you to perform your own due diligence and exercise your own best judgment before making any financial decisions or entering into any agreements. Credit repair and funding involve risk, and there are no guarantees of approval, score increases, or funding amounts.
By using this website, its services, or interacting with any part of our platform (including but not limited to calls, emails, consultations, or social media), you acknowledge and agree that you are solely responsible for the financial decisions you make and the consequences that result.
We do not provide legal, tax, or financial advice. For personalized guidance, you should consult with a licensed attorney, accountant, or financial advisor.
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