You’re not alone. Most business owners are denied funding not because they’re unqualified—but because their credit profile, business structure, and lender positioning are misaligned.
E & A Consulting Group LLC helps entrepreneurs secure:
Business Credit & Funding (with or without revenue)
LLC & Entity Structuring for Fundability
Personal Credit Optimization for Business Leverage
Lender-Ready Profiles that Banks Actually Approve
Funding is not guaranteed. Qualification is required. Complete the Business Funding Qualification Form
Find out if you qualify for business credit, capital, or funding programs today.



Start your journey with clarity.
Before we build your custom credit plan, we need to see what we're working with.
Get instant access to your full 3-bureau credit report and scores for only $1 with MyFreeScoreNow.
✅ See all your negative items
✅ Know where your credit stands
✅ Take the first step toward real results

Step 1.
Tell us about your personal or business goals and submit your information securely.
This allows us to determine whether you meet the basic criteria for credit optimization and funding readiness before moving forward.
Not everyone qualifies. Screening protects your time and money.

Step 2.
If qualified, we conduct a detailed personal credit profile assessment, including:
- Review of credit reports via MyFreeScoreNow or Experian (3-bureau)
- Analysis of credit age, utilization, limits, inquiries, and derogatory items.
- Identification of gaps preventing bank or lender approval.
- Strategic guidance on utilization reduction, debt positioning, inquiry timing, credit mix, and account optimization

Step 3.
You stay in control while we provide ongoing advisory support and step-by-step direction as you execute the plan.
- Apply strategies at the right time.
- Avoid common funding and application mistakes.
- Position your credit profile for stronger approvals.
- Track progress toward funding readiness
You’ll receive a custom advisory game plan tailored to your current profile and goals.
Frequently Asked Questions
Most clients start seeing initial results within 30–60 days, but full results can take 3 to 6 months depending on your credit history and the complexity of your report.
Credit restoration focuses on removing inaccurate or negative items from your credit report. Credit building involves adding positive accounts (like tradelines or credit cards) to help improve your score and strengthen your profile.
Not necessarily. With the right structure, documentation, and strategic funding sources, we can help you access business funding even if your personal credit needs work.
Tradelines are accounts that appear on your credit report (e.g., credit cards, loans). Adding seasoned or primary tradelines can increase your credit age and payment history, boosting your score quickly.
Yes. Primary tradelines are accounts where you are the main account holder, which carry more weight. Authorized user tradelines can help, but lenders often look more closely at primary accounts.
A shelf corporation is a pre-established business entity with a history. Lenders often see older businesses as more credible, which can make it easier to qualify for funding and larger credit lines.
We assess your credit profile, income, and business documents during your consultation. From there, we match you with funding programs you're most likely to qualify for.
Absolutely. We guide you through proper business structure, including your LLC, EIN, business bank account, DUNS number, and more — all tailored to funding readiness.
Yes, our team works aggressively to dispute inaccurate, outdated, or unverifiable items — often with excellent results.
E & A Consulting Group LLC
252 Daniel Webster Hwy #1214
Nashua, New Hampshire 03060
1-888-899-4978
The credit repair and funding services offered by our company are designed to assist clients in improving their credit profiles and gaining access to potential funding opportunities. Individual results will vary, and we make no guarantees regarding specific outcomes, including achieving a particular credit score such as 700 or higher.
All testimonials featured on this site are from real clients. These examples are provided to illustrate what is possible under ideal circumstances and with full client cooperation. However, they are not intended to represent typical or average results. Your personal credit results depend on a number of factors, including your credit history, current financial status, responsiveness, and the accuracy of information provided.
We strongly encourage you to perform your own due diligence and exercise your own best judgment before making any financial decisions or entering into any agreements. Credit repair and funding involve risk, and there are no guarantees of approval, score increases, or funding amounts.
By using this website, its services, or interacting with any part of our platform (including but not limited to calls, emails, consultations, or social media), you acknowledge and agree that you are solely responsible for the financial decisions you make and the consequences that result.
We do not provide legal, tax, or financial advice. For personalized guidance, you should consult with a licensed attorney, accountant, or financial advisor.
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